DS Crédito Setúbal Vitória

Where international buyers meet effortless financing

Independent credit brokerage for international property buyers in Portugal. We compare offers across partner banks, handle all documentation, and support you from pre-check to deed signing — at no direct cost.

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Independent Advisory
International Clients
No Cost to Client
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Decisões e Soluções Group

A national reference in credit brokerage

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Years of Experience

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Stores Across Portugal

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Team Members

€0M+

Deeds Completed (2025)

54%Overall growth in 2025 — historic year for our structure

What We Do

Independent, solution-driven credit brokerage

Personalised advisory with full offer comparison across partner banks. No direct cost to you — ever.

Financial Viability Pre-Check

Quick assessment of your purchasing capacity to set clear expectations from the start.

Compare Multiple Bank Offers

We simulate and compare offers across our partner banks to find the best terms for you.

Documentation Management

We organise, optimise, and handle all paperwork — even remotely for international clients.

Bank Negotiation

Expert negotiation with partner banking entities to secure optimal conditions.

Full Approval Support

End-to-end support through final approval, deed signing, and funding.

Total Transparency

Complete confidentiality and compliance mindset throughout the entire process.

International Clients

Specialist support for non-residents

From remote document handling and coordination with lawyers and notaries, to clear professional communication in English — we make buying property in Portugal seamless.

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Buying a Home in Portugal
Investment & Rental Properties
Relocation to Portugal
Credit Restructuring

Partner Network

A National Network Working for You

Part of Portugal's largest credit intermediary group with 170+ offices nationwide.

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How It Works

Simple, transparent process

From first contact to deed signing, we guide you through every step of your financing journey in Portugal.

Step 01

Initial Contact

We understand your goals, timeframe and context. A short feasibility call is scheduled within 24–48 hours.

We explain necessary documentation depending on country, profession, and loan purpose.

Step 02

Review & Scenarios

We assess your profile and present clear options. A detailed finance roadmap with budget, down payment expectations, and timeline is shared.

We simulate and compare multiple bank offers side by side.

Step 03

Pre-Approval

We submit and liaise directly with banks and lenders on your behalf.

Weekly status updates after each bank milestone for you and your agent.

Step 04

Formalisation

We manage documents and validations end-to-end, coordinating with banks, lawyers, and notaries.

All steps are aligned between all parties for a seamless experience.

Step 05

Completion

We support you through signing and funding, and assist with all post-deed steps.

From deed signing to final settlement — we're with you all the way.

Why Partner with DS

More conversions, less friction

Better client experience for international buyers, and stronger outcomes for your business.

For Your Business

Higher close rate on international leads

Clear financing expectations early

Faster document readiness and fewer delays

Professional communication in English

Single point of contact and structured updates

For Your Clients

Independent advice and offer comparison

Transparent process, no direct cost

Support from pre-check to deed signing

Confidence navigating Portuguese lenders

Smooth coordination with lawyers/notaries

Get in Touch

Ready to simplify your clients' financing?

Whether you're a real estate agent, relocation specialist, or property developer — let's discuss how we can support your international buyers.

Location

Av. Bento Gonçalves nº 2, 2910-431 Setúbal

We respond within 24–48 hours. Your data is kept confidential.